These days, many people are looking for new ways to cut costs and save money. Here are five great ideas from the editors of Kiplinger:Free TV & Movies: Full episodes of more than 300 shows from NBC Universal and Fox stations are available on www.hulu.com. The site also offers over 165 free full-length movies in a variety of genres. In addition, other networks like ABC and CBS are also starting to post full episodes of various shows on their Web sites.Free College Savings: Sign up at www.Upromise.com and you can turn everyday purchases into college savings. You’ll earn cash rewards for eligible purchases of groceries, gas, dining out, travel, and online shopping. The money is then automatically transferred to your child’s 529 account. In addition, your family and friends can help, too, by linking their rewards to your Upromise account.Free Directory Assistance: The next time you need to call 411, dial 1-800-FREE-411 instead for free directory assistance for both residential and business listings. While you may have to listen to a short advertisement after the voice prompts, you will still save a few dollars.Free Credit Report: By law, you can receive one free credit report once a year from each of the three main credit bureaus. Visit www.annualcreditreport.com to request your report.Free Recipes: Need some inspiration in the kitchen? Check out www.allrecipes.com and www.Epicurious.com where you can access over 100,000 recipes for all kinds of meals…no matter your level of expertise. You can search by meal, occasion, or ingredient, and there are plenty of user reviews and cooking demonstration videos to help.

For twenty-five more great freebies, visit www.kiplinger.com/features/archives/2007/08/free.html.

Information Provided By: Billy Winfree of Pinnacle Financial

Fall home maintenance checklist