Buying a home is always involved, often complicated and at times perplexing.  Even if you don’t use our services, we believe as a buyer, you need a Realtor looking out for YOUR best interest!

At Your Move Real Estate we will do that and more.  Not only will we assist you in finding the right property, we will help you negotiate and understand clearly what all parties in the transaction are and are not suppose to do.  In other words… WE’VE GOT YOUR BACK!  Let our experience and knowledge of the Middle Tennessee market work for you.


Top 10 Credit Don’ts while Buying a Home


New homebuyer tax credit expires

Friday, April 30, 2010 5:03 PM EST
Posted: Apr 30, 2010 4:03 PM CDT

NASHVILLE, Tenn. – An $8,000 incentive has lured thousands of first time homebuyers into the real estate market in the Nashville area and across the nation but it ends Friday at Midnight.

Julie Johnson, a real estate agent with Your Move Real Estate, told News 2 the tax credit has kept her "extremely busy."

"We have been extremely busy, not with just first time homebuyers trying to make the deadline but also with the sellers trying to get their homes on the market to benefit from the purchase of these buyers really rushing for the incentive," Johnson explained.

The original deadline for the $8,000 new homebuyer tax credit was November 30, 2009 but was extended five months, until April 30.

One new change to the credit deadline is that new homebuyers only have to have a contract written up by the deadline.

As long as there is a binding contract, new home owners have until June 30, 2010 to close.

Johnson said some of her clients cut it pretty close.

"There have been some contracts that have fallen just from odd circumstances so we have had to get back out there and search for their perfect home," she said.

Tony Fowler is one of her clients who had a contract on a new home fall through and scrambled to find new one.

"The contract is signed and I have given the earnest money," said Fowler from the door way of his soon-to-be new condo.  "We are just ready to move in.  My home inspector is here and we are getting it inspected right now."

Fowler will close on his new home in early May and still qualifies for the $8,000 tax credit.

"I really wanted that," he said.  "If I lost that it is pretty much loosing a free $8,000."

Joe Repass, a mortgage loan originator with Avenue Bank, told News 2 a lot of people have been scrambling at the last minute to make the deadline.

He cited one woman who lost out on two bids and was writing another offer on Friday.  Repass said he expected to work late into the night Friday.

Sell at the right price. A real estate agent knows the value of real estate in your area and can intelligently determine the fair market price of your home. Work only with qualified buyers. They have access to pre-screened prospects who are really serious about buying a home. Better marketing means a quicker sale. They invest in the sale of your home by advertising the property to gain maximum results and by promoting the property through a multiple listing service (MLS). Show your home in the best possible light. They are experts at developing ways to make your home more saleable. Often a few minor improvements can increase the speed of the sale as well as the selling price. Helpful financial tips. They can assist the buyer in obtaining a mortgage and can help guide the buyer through the details and stress of escrow, closing, property taxes and the down payment. Buy the right home. They are knowledgeable about the available homes in the price range and in the neighborhood where you wish to buy. A real time saver! Get the best price. They are experienced at presenting your offer to the homeowner and can help you through the process of negotiating the best deal. Choose the perfect neighborhood. They are a great source to learn about your community. For example, zoning codes, schools, churches, shopping, transportation and other necessities. Keep a cool head in negotiations. They bring objectivity to the buying transaction, and can point out advantages and disadvantages of a particular property. Financing 101 - Some expert advice. They will pair you up with a Regions team of professionals who will guide you through the home buying process by discussing down payments, closing costs and monthly payment options.

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